Showing posts from November, 2016Show All

Database Management System (DBMS)

What is a Database? • A database is any collection of related data. • A database is a persistent, logically coherent collection of inherently meaningful data, relevant to some aspects of the real world.

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Managerial Economics : Definition, Nature, Scope

Managerial economics is a discipline which deals with the application of economic theory to business management. It deals with the use of economic concepts and principles of business decision making. Formerly it was known as “Business Economics” but the term has now…

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Cardinal Economic Indicators

Cardinal Economic Indicators In India, we say that, our banking system is one of the robust and rugged systems. Do we have to believe that or not that’s later part of discourse? But before that, we need to comprehend some economic vitals to gain an insight…

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Role and Function NABARD

NABARD is set up as an apex Development Bank with a mandate for facilitating credit flow for promotion and development of agriculture, small-scale industries, cottage and village industries, handicrafts and other rural crafts. It also has the mandate to sup…

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Bank's Primary and Secondary Reserves

Primary Reserves Primary reserves consist of cash on hand in the bank and deposits owed to it by other banks. These are also called the legal reserves. From this cash on hand tellers are able to meet customer demands for withdrawals, exchanges, and loan…

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Reasoning questions asked in IBPS PO Mains 2016

Directions (1-5): Study the following information carefully and answer the questions given below: J,K,L,M,S,T,U and V are eight employees of an organization and they will attend a meeting in the four months (March, June, October & November). The m…

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Industrial Credit and Investment Corporation of India (ICICI)

The Industrial Credit and Investment Corporation of India Limited (ICICI) incorporated at the initiative of the World Bank, the Government of India and representatives of Indian industry, with the objective of creating a development financial institution …

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Theory X and Theory Y

Theory X and Theory Y are theories of human motivation created and developed by Douglas McGregor at the MIT Sloan School of Management in the 1960s. He avoided descriptive labels and simply called the Theory X and Theory Y. He did not imply that workers w…

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GA Questions asked in IBPS PO MAINS 2016

1. Corporation Bank Headquarter-  Mangalore 2. BSDBA limit -  Rs. 10000 3. Khaliko Pul was CM of-  Arunachal Pradesh 4. NATO Summit 2017-  Belgium (Brussels) 5. One Question asked from  Payment Bank 6. One Question asked from  MIPS

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Objectives and Functions of IDBI

Objectives The main objectives of IDBI is to serve as the apex institution for term finance for industry in India. Its objectives include: Co-ordination, regulation and supervision of the working of other financial institutions such as IFCI , ICICI, UTI,…

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Role of Reserve Bank of India (RBI)

As a central bank, the Reserve Bank has significant powers and duties to perform. For smooth and speedy progress of the Indian Financial System, it has to perform some important tasks. Among others it includes maintaining monetary and financial stability, to…

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Reserve Bank of India (RBI)

The central bank of the country is the Reserve Bank of India (RBI). It was established in April 1935 with a share capital of Rs. 5 crores on the basis of the recommendations of the Hilton Young Commission. The share capital was divided into shares of Rs. 100 …

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Initial Public Offering

What is an IPO? In financial terms, IPO or initial public offering is the first issuance of a company's shares to the general public. It is called as primary market. These shares are allowed to be transacted in the stock market where they can be bought and …

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Types Of Mutual Funds

Types Of Mutual Funds

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Reasoning Puzzles (Study Notes)

In banking exams Puzzle questions can be asked in itself or Data Sufficiency. Usually 10-12 questions can be asked from this topic, thus it can fetch you easy marks with right practice.

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Types of Derivatives

There are various types of derivatives traded on exchanges across the world. They range from the very simple to the most complex products. The following are the three basic forms of derivatives, which are the building blocks for many complex derivatives inst…

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Derivative Market

The term “derivatives” is used to refer to financial instruments which derive their value from some underlying assets. The underlying assets could be equities (shares), debt (bonds, T-bills, and notes), currencies, and even indices of these various assets, such…

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Responsibility accounting and Responsibility Centre

Responsibility accounting Responsibility accounting involves a company’s internal accounting and budgeting. The objective is to assist in the planning and control of a company’s responsibility centers—such as decentralized departments and divisions. Re…

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Transfer Pricing

The amount charged when one division sells goods or services to another division is called transfer price.   The basic purpose of transfer pricing is to induce optimal decision making in a decentralized organization (i.e., in most cases, to maximize the p…

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International Monetary Fund (IMF)

IMF is UNO recognized international monetary fund or reserve which helps its members. It established in 1946 after bretton wood meeting. It has 185 members across the all nations but soviet Russia and its member are not linked with IMF.

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Bond immunization

Bond immunization is an investment strategy used to minimize the interest rate risk of bond investments by adjusting the portfolio duration to match the investor's investment time horizon. It does this by locking in a fixed rate of return…

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Efficient Market Hypothesis (EMH)

An efficient market is one in which securities prices reflect all available information. This means that every security traded in the market is correctly valued given the available information. There are a number of different definitions of what constitutes a…

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Money Market: Definition, Feature and Instruments

What is Money Market?

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BUSINESS ENVIRONMENT

Understanding the environment within which the business has to operate is very important for running a business unit successfully at any place. Because, the environmental factors influence almost every aspect of business, be it its nature, its location, the prices o…

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National Income : Basic Concepts

circular flow of money The important concepts of national income are: 1. Gross Domestic Product (GDP) 2. Gross National Product (GNP) 3. Net National Product (NNP) at Ma…

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Job analysis : Job Description, Job Specification

Job analysis is a systematic approach to defining the job role, description, requirements, responsibilities, evaluation, etc. It helps in finding out required level of education, skills, knowledge, training, etc for the job position.   Importance of Job Analysis…

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Changing Environment of HRM

We all need to consider the environmental factors when wanting to implement anything.We all require a contingency approach to be more effective in the present world. The same holds true for organizations. The purpose of this topic is to unravel the mystery surroun…

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