Bank personal interview questions.

1. Tell me something about yourself?
2. Where have you come from and what is famous in your city?
3. Why do you want to join the banking industry?
4. After doing B.Sc/B.tech/MBA/MA why do you want to choose banking? Why not something related with you field of education?
5. Tell us something about the 27th or latest public sector bank in India.
6. What do you understand by the GDP of the country?
7. What is a Non -banking Financial Company (NBFC)? Difference between NBFC and banks?

What are the major functions of any bank?
In how many types you may categorize the bank in India?
What are Co-operative banks?
Name the financial institution built by Industrial Development Bank of India (IDBI)?
Which kind of operations are included in treasury operations?
Which Act allows the bank and financial institutions to auction the properties when borrower fails to repay the loans?
What is SWIFT?
RBI and its role questions and answers for bank recruitment.
What are the main functions of RBI?
What are RBI monetary policy objectives?
What is cash reserve ratio (CRR)?
What is Statutory Liquidity Ratio (SLR)?
What is Liquidity Adjustment Facility?
Which is the new instrument launched by RBI to protect the saving of poor and middle class people from inflation and insensitive household sectors.
What are the general techniques used by SCCs?
Name the rating system given by RBI for the banking sector?
Capital Market.
What are the instruments of money market?
Categorize the “Industrial Security Market”
What is “Gilt-Edged Market”?
Name the participants of CBLO?
What is “STRIPS”?
What are the various forms of derivative instruments?
Name the financial institutions that provide credit to various sectors of economy?
Banking Operations.
Name some negotiable instruments.
What are the features of Negotiability?
What is Promissory Note (PN)? How many parties are required in Promissory Notes?
What are “Inland bills”?
What is “Accommodation Bill”?
How is Cheque is different from BoE?
Banking Finance and Economy.
What are the effects of “Inflation”?
What is non-performing assets (NPA)?
What are the three parameters on which CAR depends?
What are the advantages of “Off-shore Banking”?
What are the indicators of good SHGs (Self Help Groups)?
What is “Laghu Udhami Credit Card (LUCC) Scheme and its features?
What is Credit Guarantee Funds for SSIs and its features?
Public Finance and Budget process.
What points are covered in the “Annual Financial Statement”?
How is the “Budget” processed?
What are “Revenue Receipts”?
What do you mean by “Non-plan Expenditure”?
What is “Public Account Fund”?
What is “Revenue of Central Government”?
What are different types of “Non-tax receipts.”?