1. Real Time Gross Settlement (RTGS)
details given. The wrong option is ........
1) RTGS allows real time transfer of large funds, will not be operated on second and fourth Saturdays as banks observing public holiday on that days.
1) RTGS allows real time transfer of large funds, will not be operated on second and fourth Saturdays as banks observing public holiday on that days.
2) It will operate for full days on
other working Saturdays of a month.
3) IFSC code not necessary for RTGS
transactions.
4) Processing of future value dated
transactions with value date falling on second and fourth Saturdays will not be
undertaken under RTGS.
5) None of these
2. RBI changed RTGS time window. The
wrong option is .........
1) RTGS business opening would be at
08:00 hours while initial cut off (customer transactions) would be 16:30 hours.
2) The final cut-off (inter-bank
transactions) will be at 19:45 hours and IDL reversal between 19:45 - 20:00
hours.
3) An account holder can do only one
RTGS transaction per day in a week as per RBI rules.
4) Minimum amount to be remitted
through RTGS is Rs.2 lakhs.
5) There is no upper ceiling for
RTGS transactions.
3. RBI named which two banks as
Domestic Systemically Important Banks (D-SIBs) on 31 August 2015 due to their
size and significant presence across the financial sector?
1) HDFC and SBI
2) Axis Bank and Bank of Baroda
3) SBI and ICICI
4) Union Bank of India and YES Bank
5) Punjab National Bank and Kotak
Mahindra Bank
4. D-SIBs will be plotted into four
different buckets and will be required to have additional Common Equity Tier 1
(CET1) capital requirement ranging from ......... of risk weighted assets
depending upon the bucket they are plotted into.
1) 0.2 percent to 10.0 percent
2) 0.4 percent to 0.8 percent
3) 0.6 percent to 0.8 percent
4) 0.2 percent to 0.8 percent
5) None of above
5. Additional Common Equity Tier 1
(CET1) requirements applicable to D-SIBs will be applicable from April 1, 2016
in a phased manner and would become fully effective from .........
1) 1 April 2019
2) 1 April 2018
3) 1 April 2020
4) 1 April 2016
5) 1 April 2017
6. As RBI said, additional CET1
requirement as a percentage of Risk Weighted Assets (RWAs) for SBI is 0.6
percent and that of ICICI Bank is ........
1) 0.2 percent
2) 0.6 percent
3) 1.2 percent
4) 0.8 percent
5) 2.2 percent
7. As per RBI order on 16 July 2015,
the banks will now report past dues and levy any late payment charges on credit
card holders only if the payment has been due for more than.........
1) three days
2) seven days
3) thirty days
4) ninety days
5) forty five days
8. Minimum amount due is not paid
fully within ...... from the payment due date then the credit card account is
treated as Non- Performing Assets (NPAs) as per the present rules.
1) 365 days
2) 180 days
3) 90 days
4) 45 days
5) 7 days
9. On the eve of teachers day, the
Prime Minister Narendra Modi released a commemorative coin of Rs.125/-
denomination and a circulation coin of Rs.10/- denomination in honour of former
President .......
1) Babu Rajendra Prasad
2) Zakir Husain
3) V.V. Giri
4) A.P.J. Abdul Kalam
5) Sarvepalli Radhakrishnan
10. RBI has constituted a committee
to work out a medium term (five year) measurable action plan for financial
inclusion headed by........
1) H.R. Khan
2) Urijith Patel
3) Deepak Mohanty
4) R. Gandhi
5) S.S. Mundra
11. World Bank's latest estimates on
India's per capita income and GDP given. Locate the wrong option.
1) India's per capita income rose
9.7 percent to $1,631 in 2014 from $1,487 in the previous year.
2) India was 169th in terms of per
capita income in the world.
3) India's GDP crossed $3 trillion
in 2014, compared to $1.86 trillion in 2013.
4) In terms of official dollar-rupee
rate, the Indian economy was ninth in terms of GDP size.
5) India remained a low-middle
income economy, as per the World Bank's latest estimates on per capita income
and GDP.
12. Project 'Tatkal' launched by
which bank to provide doorstep services and expedite home loan application
process?
1) SBI
2) HDFC
3) Bank of Baroda
4) ICICI
5) Axis
13. Options relating to 'The State
of Social Safety Nets 2015' released by World Bank given. Pick the wrong
option.
1) India is among the five
middle-income countries running the world's largest social safety net
programmes.
2) MNREGA has been ranked as the
world's largest public works programme having 182 million beneficiaries or 15
percent of India's population.
3) Janani Suraksha Yojna with 78
million beneficiaries as the top-most social security programme with
conditional cash transfers.
4) Indira Gandhi National Old Age
Pension Scheme is the second-largest unconditional cash transfer social
security programme in the world.
5) None of the above
14. NABARD said on its 34th
foundation day that it has set a target of providing Rs.30,000 crore as credit
to farmers for irrigation over the next three years. NABARD foundation day is
........
1) 1 April
2) 2 April
3) 9 July
4) 12 July
5) 1 Jan
15. Reserve Bank of India proposed
to make Net Stable Funding Ratio (NSFR) applicable to banks in India from
.......
1) January 1, 2016
2) January 1, 2017
3) January 1, 2018
4) January 1, 2019
5) January 1, 2020
Answers -
1-3
2-3
3-3
4-4
5-1
6-1
7-1
8-3
9-5
10-3
11-3
12-1
13-5
14-4
15-3
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